“Today Not Tomorrow, Together Not Alone.”
Meet Steve Jurich
Steve Jurich is an Accredited Investment Fiduciary®, a Kiplinger® Contributor, a Certified Income Specialist™, and a member in good standing of the Financial Planning Association® (FPA).
- He is president and managing member of IQ Wealth Management, a Registered Investment Adviser.
- Steve is a popular business radio commentator and best-selling author with nearly two decades of financial experience helping clients achieve their retirement goals.
- His comments have appeared in press releases published on Bloomberg, TheStreet.com, MarketWatch and CNBC.
Steve is focused on the challenges facing retirement-age individuals and those planning for retirement. His clients range in background from engineers, teachers, and medical professionals to business owners, government workers, and accountants. With nearly two decades of personal retirement planning experience, Steve can offer experienced guidance.
“I enjoy growing as a professional and growing as a person — both are processes that never stop. But my passion is helping my clients achieve the clarity, focus and relief from anxiety that comes from having reliable financial outcomes.”
Steve is licensed in securities, as well as insurance and real estate. His book on retirement, “Smart Is The New Rich,” is available now on Amazon.com. Steve is the editor of the educational annuity website, MyAnnuityGuy.com,™ and works with affluent retirees and pre-retirees seeking to preserve and grow their retirements.
Above: Steve Jurich @ IQ Wealth® Spring Summit
Accredited Investment Fiduciary®
Steve has over 20 years of experience assisting clients with the biggest financial decisions in their lives—advising only in their best interest.
Financial Bucketing Professional
Steve is the founder of the IQ Wealth Smarter Bucketing System™ which he created to help his clients achieve a higher level of security, income, and growth in retirement.
Certified Income Specialist™
Steve surveys over 1200 annuities and rejects over 98% of them and has crafted a detailed selection process to help his clients select the right annuity for their specific retirement needs.
Investment Portfolio Leader
Steve conceived, originated, and developed the IQ Wealth Black Diamond Dividend™ Growth Strategy and the IQ Wealth Blue Diamond Technology Leaders™ Portfolio.
Steve is the host of the daily radio show “Mastering Money” on Money Radio with over 1000 radio appearances.
Amazon Best Selling Author
Steve is the author of “Smart Is the New Rich”, an Amazon best-seller that outlines a more predictable and stress-free approach to retirement funding and financial independence.
Financial Media Contributor
Steve’s comments have been seen on Bloomberg.com, MarketWatch, and TheStreet.com. He’s also a contributor to Kiplinger® Online.
Catch Steve on Mastering Money™!
MONEY RADIO: AM 1510, FM 105.3
Monday – Friday | 8 AM & 11 AM | 4:30 PM
Featured Clips from Arizona’s ONLY Daily Radio Show Dedicated to Your Retirement:
INVESTMENT MANAGEMENT PARTNERS: SEC Registered Investment Advisory Firms
We are a fee-based investment advisory firm acting in the fiduciary role. We are not subject to the requirements or proprietary investments of any broker dealer. YOU are the most important part of our business.
To better benefit our clients, to achieve the lowest fees possible for our clients, and to provide a solid succession plan, we work in a strategic partnership with large SEC registered RIA firms. They receive part of our fee. We believe the benefit to our clients is comprehensive daily hands-on immediate support from certified professionals who are in front of the markets every hour of every trading day.
Our clients may choose to have their accounts housed at either Fidelity Institutional or TD Ameritrade, both SIPC insured.
Our clients pay NO COMMISSIONS on any investment securities. We use a “wrap fee” structure–what you see is what you get. No additional trading charges or fees.
IQ Wealth Management offers several in-house portfolios and partners with recognized third party investment managers to further the interests of our clients.
Our Integrated Strategic Partner Firms:
AE Wealth Management
With more than $8 billion in assets under management, AE Wealth combines experience and technology to provide investment solutions for it’s network of Registered Investment Advisory Firms across the United States. IQ Wealth Management is proud to be a part of that network which includes state-of-the art technology, and full access to the Fidelity Institutional and TD Ameritrade platforms.
Sterling Capital Management
AE Wealth Management is directly involved in supervising all investment accounts for IQ Wealth Management. AE Wealth partners with Sterling Capital Management and offers its wide array of investment portfolios. Founded in 1970, Sterling Capital is a group of 130 seasoned investment and client service professionals (more than 35 CFA’s) who manage more than $54 Billion (as of 09/30/2016). Sterling is an independently operated subsidiary of BB&T Corporation—one of the largest and most respected financial services institutions in the country.
The Financial Planning Association® Code of Ethics
As members of the Financial Planning Association®, we work to maintain a fiduciary standard and to adhere to the Code of Ethics set forth by the Financial Planning Association®
An FPA member shall offer and provide professional services with integrity.
FPA members may be placed by clients in positions of trust and confidence. The ultimate source of such public trust is the FPA member’s personal integrity. In deciding what is right and just, an FPA member should rely on his or her integrity as the appropriate touchstone.
Integrity demands honesty and candor, which must not be subordinated to personal gain and advantage. Within the characteristic of integrity, allowance can be made for innocent error and legitimate difference of opinion; but integrity cannot co-exist with deceit or subordination of one’s principles.
Integrity requires an FPA member to observe not only the letter but also the spirit of this Code.
An FPA member shall provide services to clients competently and maintain the necessary knowledge and skill to continue to do so in those areas in which the designee is engaged.
One is competent only when he or she has attained and maintained an adequate level of knowledge and skill, and applies that knowledge effectively in providing services to clients. Competence also includes the wisdom to recognize the limitations of that knowledge and when consultation or client referral is appropriate.
In addition to assimilating the common body of knowledge required and acquiring the necessary experience, an FPA member shall make a continuing commitment to learning and professional improvement.
An FPA member shall not disclose any confidential client information without the specific consent of the client unless in response to proper legal process, to defend against charges of wrongdoing by the FPA member or in connection with a civil dispute between the FPA member and client.
A client, by seeking the services of an FPA member, may be interested in creating a relationship of personal trust and confidence with the FPA member. This type of relationship can only be built upon the understanding that information supplied to the FPA member or other information will be confidential.
In order to provide the contemplated services effectively and to protect the client’s privacy, the FPA member shall safeguard the confidentiality of such information.
An FPA member shall be objective in providing professional services to clients.
Objectivity requires intellectual honesty and impartiality. It is an essential quality for any professional. Regardless of the particular service rendered or the capacity in which an FPA member functions, an FPA member should protect the integrity of his or her work, maintain objectivity, and avoid subordination of his or her judgment that would be in violation of this Code.
An FPA member shall perform professional services in a manner that is fair and reasonable to clients, principals, partners, and employers and shall disclose conflict(s) of interest(s) in providing such services.
Fairness requires impartiality, intellectual honesty, and disclosure of conflict(s) of interest(s). It involves a subordination of one’s own feelings, prejudices, and desires so as to achieve a proper balance of conflicting interests. Fairness is treating others in the same fashion that you would want to be treated and is an essential trait of any professional.
An FPA member’s conduct in all matters shall reflect credit upon the profession.
Because of the importance of the professional services rendered by FPA members, there are attendant responsibilities to behave with dignity and courtesy to all those who use those services, fellow professionals, and those in related professions.
An FPA member also has an obligation to cooperate with fellow FPA members to enhance and maintain the profession’s public image and to work jointly with other FPA members to improve the quality of services. It is only through the combined efforts of all FPA members in cooperation with other professionals, that this vision can be realized.
An FPA member shall act diligently in providing professional services.
Diligence is the provision of services in a reasonably prompt and thorough manner. Diligence also includes proper planning for and supervision of the rendering of professional services.
Copyright © FPA All rights reserved
While our firm, advisors and strategic partners may be members of organizations or may appear on a media outlet periodically, no endorsement is accepted or implied. We encourage and require that clients and prospective clients make financial decisions based on the merits of the offering, not on other factors. Listening to radio shows or reading articles does not begin a relationship with us. Only upon a personal and in-depth review can we discover what recommendations are suitable for you.
Annuity guarantees rely on the financial strength of the issuing insurer. Annuities are long term income and preservation vehicles which may carry early surrender charges for a period of time, after which there are no surrender charges. Please see your annuity agreement for details and get a clear understanding before moving forward. A free second opinion service is available.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of IQ Wealth Management and our editorial staff. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee based financial planning and investment advisory services are offered by IQ Wealth Management, a Registered Investment Advisor in the State of Arizona. Insurance products and services are offered through IQ Retirement Planning, Inc. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Arizona or where otherwise legally permitted. All references to locations outside of Arizona relate to our insurance services division only. Steve Jurich is a licensed life and annuity agent authorized in multiple states including California. (License 0b85609). Because our portfolios often allocate a combination of securities and insurance based products, we believe it is important for the consumer to understand the difference. Securities can and do lose money. Fixed index annuities should be viewed as long term income vehicles. Guaranteed Withdrawal Benefits are optional rider benefits for premium avaialble on some annuities, not available in all states. All guarantees are contractual guarantees provided by the claims paying ability of the insurer. Early surrenders beyond penalty free withdrawal privileges may incure surrender charges. Withdrawals prior to age 59 1/2 may incur tax penalties. Income rider values are are designed to generate contractually guaranteed income streams based on pooled reserves, and are separate from accumulated values. No specific investment, tax, or legal advice is being given and no offer is made to sell or buy any security, nor any specific insurance product. Always consult your tax preparer for tax advice. Past performance of all financial vehicles and indexes should not be relied upon to predict future results.Income and withdrawal guarantees on fixed index annuities refer to income values, not interest rates on accumulation values. Income withdrawal benefits are drawn from accumulation values. When withdrawal rates exceed interest rates on accumulation values, accumulation values are in position to fall. When withdrawal rates are less than interest rates on accumulation values, accumulation values are in position to rise. See your annuity documents for details.
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